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Collection Process

How You Repay Your BestPaydayLoan

  • When you are approved for a loan we will confirm your pay dates with you.
  • Each pay date we will deduct the fees due from your checking or savings account.
  • When you wish to pay off your loan or pay any amount against the principal balance, just log into your account 2 business days before your due date using the PIN number you created on your application.
  • All the details are there. Select the amount you wish to pay, and it will be deducted on your pay date.
  • We encourage you to pay as much of the principal you can, as quickly as you can because this reduces the cost of your loan, and you earn cash rewards.

Return Payments

  • Should your payment return unpaid by your bank for any reason, we would contact you about a date for repayment.
  • If a payment returns, all of the Payday Cash Rewards you have accumulated will be lost, and you will have to start accumulating points on 4 loans before you will be able to use your Cash Rewards again.
  • In addition, you will be charged a $30 return fee. Please avoid these charges. If you have a problem with paying the debit due, please contact us.
  • If the second payment returns, you will be sent to our internal collection department, and they will determine whether the account should be sent to a collection agency.

Collection Agents

Collection agencies add costs to your debt because they charge you for the work they do. Avoid collection agencies at all costs. Call us if you are having a problem before the return occurs. We're here to help.